| Credit Cards |
| Effective Date: Thursday, February 23rd, 2012 |
| Card Type | Rate | Credit Limit | Annual Fees |
| Visa Classic |
10.00% |
$500 |
None |
| Visa Secured |
8.50% |
Deposit Based |
None |
| Visa Gold |
8.50% |
$5 000-$15 000 |
None |
| Special |
5.00% |
$500 |
None |
| Visa Platinum |
7.00% |
$15,000-$30,000 |
$100 |